Renew or register Business Registration: RM50 for 5 Years: SSM

Good news from Suruhanjaya Syarikat Malaysia (SSM)!!

Under "pakej insentif", you can register or renew your business registration with only RM50 for 5 Years!!!

Normal price are:
Sole proprietorship using personal name as in identity card –RM30.00
Sole proprietorship or a partnership using trade name -RM60.00

What a big saving.

Additionally, in case you got any outstanding fines due to your expired business registration, there is a 50% reduction for the fines.

These offer is only valid from 1st June 2012 to 31th December 2012.

About Stock Investment: (Unknown*Uncertainty)^(Conflict of interest) = Mission impossible.

If we can succeed in stock market investment by simply "monitoring" the price and the volume plus some sort of "insiders' news or tips", then the probability to succed in stock market investment via this approach is proportional to the product of "unknown" and "uncertainty", and divided by the "conflict of interest".
Unknown:
We have no idea who are the traders everyday.
We have no idea why they bought or sold in a particular day.
But we do know they must have their own reasons to make such decision.

RHB platinum card: Be aware: Salesperson - Too good to be true

Today, in a shopping mall, a slightly fat credit card agent approached me and shown me how good a RHB platinum card is as follows: (I only list out what I was interested in)
1. Petrol - 10% cash-back every first week; 5% cash-back in any petrol station
2. No cap for cash-back
3. RM50 cash award (to offset the government tax)
4. others

Since I was quite interested in the saving from the petrol expenses, I went with him for further information. Although I told he I did not have EPF, he insisted to scan my ID card via EPF machine and said that monthly contribution of RM200 in EPF can have a try to apply this card. The funniest thing was he shown me his ID card and told me that he was already more than 30 years old, so what he said was reliable. In addition, he kept repeat that only he knew about the petrol cash rebate matter!!!

However, the thing is, based on RHB official website: (http://www.rhb.com.my/cards/credit-card/cc_platinum_main.html) I feel I was lucky since I was not eligible to apply this platinum card. Let me highlight the two things that I concern about from RHB website as follows:

Charlie Chaplin: The Great Dictator speech - in the name of democracy, let us all unite!

An inspiring speech that should be shared with everyone in this world.

Script (Start from 1.02)
"I'm sorry, but I don't want to be an emperor. That's not my business. I don't want to rule or conquer anyone. I should like to help everyone if possible; Jew, Gentile, black man, white. We all want to help one another. Human beings are like that. We want to live by each other's happiness, not by each other's misery. We don't want to hate and despise one another.