My Favourite Song: Bring me to life

""Bring Me to Life" is a song by American rock  band Evanescence. It was released on April 23, 2003 as the first single from their debut studio album, Fallen, and as the lead single for the film Daredevil. It was written by Amy Lee and Ben Moody. It features guest vocals from Paul McCoy of 12 Stones. It is the band's most successful single, and has peaked within the charts of more than 15 countries internationally, and won Best Hard Rock Performance at the 46th Grammy Awards. 

Later in December 2009, Katherine Jenkins, who (born 29 June 1980) is a Welsh  mezzo-soprano, a classical-popular crossover singer, performed "Bring Me To Life" at The Royal Variety Performance.  " (Wikipedia)

Value Investing Conference 2008 by Whitney Tilson

Value Investing Conference 2008
Speaker: Whitney Tilson
Duration: 2 hours

In this talk, Whitney Tilson had explained what is value investing and some myths of value investing such as
"Grown is not always good". After that, two main points of value investing are discussed, that are, how to calculate Intrinsic value and what is your margin of safety in value investing.

Value investors always buy good business in good industry with good management.

How to Exempt PTPTN Loan / Convert It to Scholarship

As you all probably know, undergraduate with "First Class Honours" is not required to pay PTPTN loan and can convert it as scholarship. If undergraduates who hope to exempt PTPTN loan, one simple thing can do is do your role as students and get first class at the end of the Undergraduate Degree Journey.

All latest information about this exemption scheme can be found in PTPTN official website. Basically, all we need to do is to prove a official letter, a verified copy of the degree certificate, and a verified copy of transcript. But for those from private university, a verified copy of program accreditation is required; and for those the degree certificate does not mention about "First Class Honours ", a verification letter is required to prove the certificate is equivalent to "First Class Honours" status.

Money as Debt by Paul Grignon (No Debt, No Money)

"Money is a new form of slavery, and distinguishable from the old simply by the fact that it is impersonal, there is no human relation between master and slave." ~ Leo Tolstoy

Paul Grignon demonstrates how to create money by recycling mortgage and loan in this video. First of all, "The Goldsmith's tale" is shown to explain the history of how and the money come from. Few important perspectives are described such as "No Debt, No Money", "Loans and Deposit", "Bank create money from nothing", "Inflation" etc. Some suggestions about this phenomena can also be found in this video. Finally, I hope you will enjoy it.