Why I sold Malaysian China based listed Companies in Bursa Malaysia: XDL, MSPORT, and MAXWELL

Firstly, I must clarify that the China based listed companies that I sold were: XDL, MSPORT, and MAXWELL that are still listed in Bursa Malaysia. I shared some of my insight about these companies few years ago. They are still fundamentally attractive, I must admit it. However, some questions that appear in my mind cannot be answered satisfactorily. Thus, I decided to clear them out from my portfolio with margin loses.

 

The very first question is: If you got many extra cash, do you put all your cash in bank account or fixed deposit account for years? 

An Alternative Way to Pay Credit Card - Interbank Transfer

Generally, we may have one or two credit cards that issued by a bank without having its saving or current account. Consequently, most of us are going to do a similar "exercise" monthly - queuing in front of an ATM to pay our credit card bill. Since the number of credit card users is getting more, the time taken to complete this monthly routine task using similar method is also getting longer. An alternative method is needed to save our precious time.

Luckily, Bank Negara has asked our bankers to provide cheaper interbank service. In other words, we can complete our monthly obligation (clear credit card payment on time) via our current online banking system, with as low as RM0.10 only.

Maybank TreatsPoints - Double Inflation?

This is a very short sharing about Maybank TreatsPoints system. Maybank TreatsPoints is the points that Maybank card owners earn upon each dollar spent. These points can be used to exchange gifts or rewards from Maybank website of www.maybankard.net.my.

I have exchanged quite a number awards (mainly shopping vouchers and for service tax payment) using my "hard-earned" points. Even though other banks do provide more attractive reward system, I  use Maybank credit card simply because the nearest bank in my living place is Maybank.
 

5 Risks of the investment in FiA for Solar PV Installations (Malaysia)

Logically, investment contains risk. An investment that claimed zero risk is either a scam or a illusion. While getting more and more people are interested in the investment of FiA for Solar PV Installations, it is necessary to highligh some risks for this "almost perfect" investment.

 

The aims of this post is not going to discourage you to invest in FiA for Solar PV Installations; rather to provide some potential risks for consideration so that all (potential) investors can be well-prepared for the foreseen circumstances.