Recent years, many "attractive, innovative, new" financial products have been provided to "fulfil the needs of consumers". Interestingly, all of them always loses their "charm" for me after I take few minutes to get the most crucial information I want to know - Effective Return Rate.
Typical Examples of "attractive, innovative, new" financial products
There are lots of financial products in the market, from Insurance to Fixed Deposit. In the following context, I am going to talk about Insurance and Fixed Deposit.