A Retailer In Stock Market Investment

For me, stock market is just an open market for buyers and sellers to complete deals every working day. Every day when I have free time, I will go to "the market" to see whether I can buy one or two discounted "goods". Since most of the time I could not find attractive deals, once I find a good deal, I will definitely buy it regardless the time is bull or bear market.

To be a retailer, I also know that I must use one of the advantages provided in stock market, that is, zero maintainance fee. In addition, I believe the fundamental logical in this world, that is, everyone like to buy good investment. For me, a good investment in stock market is buying a good business which can breakeven as soon as possible, can provide attractive cash flow (dividend), and can keep growing in the future. Is it the same as your? I don't know. But at least I know what I am going to buy is a good investment which fulfills what I want.

Five Benefits in Stock Market Investment

Stock market is probably the most convenient place for people to buy assets. Some advantages of stock market investment are stated as follows:
1. Low Cost
The transaction of buying or selling a share of a company in stock can be less than 0.5%.

2. Zero maintainance fee
No maintainance cost is charged even you hold a particular company's shares for whole life.

Stock Market Investment: Focus on What You can Control

In stock market investmet, there are plenty of uncontrolled or unpredictable events (natural disaster like earthquake and tsunami) that affect the trend of the market in short term period of time. Besides that, unless you are insiders, retail investors like me are lacking of first hand information. Therefore, what we can do is to control what we can control to redure the impact of uncertainty. Here I list out three things we can control in stock market investment:

1. What company to invest?We can choose what we want to invest. Therefore, make sure you have more than 95% confidence about your choice based on your personal homework and study.

No Fee Charged for Basic Saving Accounts in Malaysia

Sometimes, I was wondering why I need to pay some annual fee for my saving accounts, while other friends do not need to pay. After doing some searching, I find an relevant letter from Bank Negara Malaysia who replied the editor of The Star, regarding an article entitled "Ironic that I 'Paid' bank to use my money" on 24 August 2009.

In fact, Bank Negara tended to create awareneness and provide guidance to public regarding the imposition of fees and charges by banking institutions via the letter. From the letter, "No fee charged for basic savings accounts" is highlighted.