16 December 2020

Good Stock Market strategies for Retail Investors: Long Term investment and Portfolio Investment.

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As retail investors, we have two main advantages to implement two sustainable strategies i.e. long term investment and portfolio investment. 

Long term investment 
Zero maintenance. You don't need to pay any fee for holding shares in long run. If you are having other investment e.g. properties, and investment fund. 
- Free reading materials - Each listed companies need to make announcement in terms of quarter report, annual report, etc. This materials help us to  have a better understand about the current business conditions. 
- Improve our Financial Intelligence - If a good business that is managed by a well trained experienced team is only able to achieve 10% return annually, then we can easily spot the trick or scam when a person claimed that he/she can get 25% monthly.  

Portfolio investment
- Diversify our wealth in different sectors. e.g. banking, entertainment, manufacturing, plantation, utilities in the same time. Unlike other commitment e.g. career and business -  we need to be very focus so that we can excel in the fields. For investment, especially retail investors, we can make better decision if we understand different types of business from investors' perspectives.

p/s: When I was asked about whether I still invest in stock market, my answer is always the same - stock market is just a place that has plenty of opportunities and traps for me to train myself about how is life, and to understand how crazy people are in pursuing unlimited money with their limited life. 

That's all for today. More fascinating articles and sharing will be updated weekly in Xaivier Blog. So, you are welcome to subscribe our feed to receive our weekly updates

Written by: Xaivier Chia

P/S: The above sharing is solely based on personal insight and information that believed to be reliable. Your valuable feedback are very welcome.

02 December 2020

Stock Market performance: 9 months after Covid-19

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Stock Market is returned back to pre-Covid-19 after around one year of Covid-19. For those who insisted to having company shares via stock market during the beginning of this challenging period is definitely enjoying the fruits now. 

The price of many stocks are raising toward the pre-Covid-19 level - due to the news of vaccine development despite the condition of Covid-19 appears uncontrollable. Thus, to survive in stock market, we must always prepare for the worst case when people are too optimistic. 

If you get a recipe to identify a stock with 99% success rate in earning money, you should not put all money in based on that recipe too. This is because even you earn money for N times, the profits will be destroyed in seconds if you just lost the profit in the N+1 times.   

That's why there are always lots of new "Stock God" come out and disappear in stock market. 

Thus, aiming for steady return is wiser and healthier in the long run, mentally and physically.

As retail investors, we have two main advantages to implement two sustainable strategies i.e. long term investment and portfolio investment. I will share about these in the coming posts.

That's all for today. More fascinating articles and sharing will be updated weekly* in Xaivier Blog. So, you are welcome to subscribe our feed to receive our weekly updates

Written by: Xaivier Chia

P/S: The above sharing is solely based on personal insight and information that believed to be reliable. Your valuable feedback are very welcome.