30 December 2012

Automated Enforcement System (AES) system in Malaysia: Insight

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The number of Automated Enforcement System (AES) has been gradually increased in more areas in Malaysia. Although the number of negative feedback, apparently, is more than its opposite, in the long term, I believe the AES will gradually improve the 'quality' of Malaysian drivers.

We all hate irresponsible drivers, yet, unconsciously, we were one of them. Sometimes we were 'forced' to be one of irresponsible drivers when we tried to 'protect our right as road's users'. Therefore, there are some other functions that AES should consider to 'take care' as well. For example, giving 'lessons' for those illegal 'cut queue' drivers.

All people are rush. In other words, you are not alone. But please queue and respect other.



27 December 2012

Star Publications (Star, 6084): Investing Insight

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The market price of STAR PUBLICATIONS (Star, 6084) depreciated approximately 20% to RM2.60 within two months. Is it a good chance to invest Star (6084)? Personally, I still cannot find a strong reason to invest STAR PUBLICATIONS (Star, 6084). There are three aspects I used to evaluate the value of STAR as follows:

1. Business prospect
The business prospect of local newspapers is ambiguous in both short and long terms. On one hand, I can easily obtain lots of free-of-charge conventional (hard copy) reading materials such as TheSun and ThePearl (from Jusco). On the other hand, latest news updates can always accessible via Internet. From Internet, you can access the content from local or even international publishers (such as, BBC and The Wall Street). So, do you have any specific reason to read a local hard-copy newspaper while you can easily access latest online content via Internet? One thing I am quite sure is I am less frequent to read hard-copy newspaper now.



25 December 2012

Never Use Limited Capital to Exchange Unlimited High Risk Return in Stock Market Investment

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The risk of stock market investment

The risk of stock market investment is proportional to the ignorance of an investor. If an investor have little or no idea what kind of business/company has been bought, then the risk of this kind of investment is extremely high. It is worthy to highlight that even both investor A and investor B have bought the shares of the same company, their investment risk levels are still different. If investor A have done sufficient homework and expect that there is a reasonable return for the investment for next 2 years, he or she will have a strong commitment and patience to wait for the expected fruit. Investor B, on the other hand, who simply followed the decision of the investor A, does not have such discipline and determination to wait for that expected fruit. As a result, investor B will always sell the potential good investment during the so-called negative atmosphere.



21 December 2012

Six Difficult Essay Topics to Write About

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Writing essays is part of student-life, whether you are in primary school or at graduate level.  One would think that since we were taught early on the basics of essay writing, it would be easier to do in the long run.  However, that isn’t the case. 

Having worked as a professional writer, I guess I’ve seen lots of challenging assignments. When being asked, I’m proposing the next list of complicated essay topics a student may be asked to write:

1.  Disadvantages of adding emulsifiers to food

Biology or Food Technology students may not find this difficult to answer.  For an ordinary student lacking a scientific background, however, this may prove to be a trickier assignment.  According to the Food Information website, emulsifiers are molecules with one water-loving (hydrophilic) and one oil loving (hydrophobic) end. That is only the definition; now try to explain the disadvantages in approximately 2,000 words.



20 December 2012

Unhealthy or Common Condition of Recent Properties Market in Johor

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Instead of discussing whether there is a bubble or not in the properties market in Johor, Malaysia, recently, while I was helping my friend to find a nice room in Johor area, I find out that it is not easy to find a room for rent. But, it is quite easy to find a house for rent. It is worthy to highlight that the monthly rental fee is somehow higher than monthly mortgage instalment. What a surprise! I was wondering why people who are capable of renting a whole house do not want to buy a house for them?



16 December 2012

INDUSTRIES INCORPORATED BERHAD (FACBIND, 2984).

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Today, I see an interesting news from China Press about FACB INDUSTRIES INCORPORATED BERHAD (FACBIND, 2984). The article mentioned that the cash per share of FACBIND will be increased to RM1.90 after disposing its Steel business. With closed price of RM1.05 on Friday, FACBIND attracted my attention immediately with more than 50% potential profit. Thus, in this article, I would like to share my "homework" regarding FACBIND.

Firstly, based on the announcement from Bursa Malaysia entitled:

"I. PROPOSED DISPOSAL BY KANZEN KAGU SDN BHD ("KKSB"), A WHOLLY-OWNEDSUBSIDIARY COMPANY OF FACB, OF A PARCEL OF LEASEHOLD INDUSTRIAL LANDERECTED UPON WITH TWO (2) DETACHED FACTORIES AND OTHER SUPPORTINGSTRUCTURES, MEASURING 81,520.56 SQUARE METRES HELD UNDER H.S.(D)132498/ LOT PT 64, SECTION 23, CITY OF SHAH ALAM, DISTRICT OF PETALING,SELANGOR DARUL EHSAN, TO ABSOLUTE DEAL SDN BHD ("ADSB") FOR A TOTALCASH CONSIDERATION OF RM97.00 MILLION ("PROPOSED DISPOSAL OFPROPERTY");
AND



15 December 2012

Happy Investor Vs EQ Investor: After Bought Shares - "If there was a chance,..." spell

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In general, there are three situations after you have bought some shares of XYZ company (assuming XYZ company is a fundamentally excellent company, instead of profitability, cash flow and dividend return).

Situation 1: When the acquired XYZ stock UPs

EQ investor: WHY? Why I bought it so FEW. If there was a chance, I would buy more.
(Mood is down since the chance is gone. Mood downs few days even EQ investors earns money from XYW company. In the mind of EQ investor is "If there was a chance,... If there was a chance,... If there was a chance,...")

Happy investor: No bad. Mr Market eventually agrees with my judgement. Let's wait for good price to close the deal.



10 December 2012

Pacific & Orient (P&O, 6009): Divestment review

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Finally, Pacific & Orient (P&O, 6009) announces its detail of divestment, according to the announce as follows:

"PROPOSED DIVESTMENT OF 49% EQUITY INTEREST IN PACIFIC & ORIENT INSURANCE CO BERHAD (“POI”) TO SANLAM EMERGING MARKETS PROPRIETARY LIMITED (“SEM”) FOR A CASH CONSIDERATION OF RM270,000,000, SUBJECT TO ADJUSTMENTS"

From the details, if the share purchase agreement (“SPA”) is completed accordingly, P&O is expected to have a one-off gain of RM0.71 per share. Based on this price, we can approximate the total value of POI asset to around RM1.41 per share.



08 December 2012

Solution for Minimum Wages In Malaysia: Insight

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Minimum wages will be implemented officially in Malaysia from 2013. It is a strong sign from the country to business owners, that is, high value-added business is preferred, instead of conventional business that highly depends on cheap labours. Indeed, one of the ways to raise people attention is through 'punish and reward' system.

While many Malaysian say we need to be more competitive as our neighbour countries, few people turn the words into actions. To be competitive, it means we need to replace conventional approach with advance technology so that efficiency and effectiveness can be improved. Consequently, more competitive products can be produced to survive in world wide market. However, it appears that few companies are willing to take such adventure that can improve the competitiveness of Malaysian products. As a result, a punish system is vital and needed to punish those companies.



05 December 2012

Guest Post: Review and Appreciation 2012

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In order to provide sufficient fascinating original articles in Xaivier Blog, Guest Post service has been established to accept world wide authors who are interested in sharing their ideas with the readers via this blog. The objective of this blog is simple - sharing personal points of view that will benefit to readers ultimately. Therefore, we are strongly negative to those self-interested sharings.

This post reviews their works to appreciate their contributions that have benefit to many readers.