24 January 2013

Free PTPTN and Education: Insights

Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is some sort of education loan for students to further their higher education in Malaysia. In previous post, I shared my points of view about the negative consequences from free PTPTN. In this post, I would like to solidify the statement and the conclusion in a clearer fashion.


Condition 1: You achieve the first class honour in your undergraduate program.
Consequence 1: You are supposedly more productivity, creative and innovative. You are deserved to have "Free PTPTN" as an appreciation for your hard work.
Fact 1: You are eligible to exempt your PTPTN loan. Tax players are mostly willing to reward you because you are expected to contribute more to the development of the country.

Condition 2: You spend your freedom for low productivity and contribution activities, e.g. playing online game, chit-chat non-sense, nurture bad habit, etc for three to four years in University.
Consequence 2: You may fail to graduate. You still need to pay back the load you have made.
Fact 2: You will struggle to find a nice payment job because you are low productivity. You may expect other to help you. But the fact is, people will only help you, if and only if, you are willing to help yourself as well.
I believe everyone can achieve the first class honour, if and only if, the course chosen is appropriate. For example, if you ask me to study medical or chemistry, I will definitely unable to graduate. But for engineering, the first class honour was just the beginning of my learning path.

Free Education

Personally, I have no idea about the definition of free education. But I can tell you that I used more than 60% of PTPTN loan for my living expenses. The approximately 40% of PTPTN was used for hostel, tuition fee, and other university fee. In other words, if you free the 40% education fee, I would face financial difficulty for my other living expenses.
Indeed, everyone like free stuff, from free voucher to even "free education". The fact is, if you are really talented, everyone will give your "free education" (such as scholarship), from government to private organisation. Additionally, there are lots of free courses from Internet for you to learn. Most of them are provided from world class university.
Lastly, it is the fact that every system is needed to be improved from time to time to fulfill the development of the country (that includes educational system). But the improvement is definitely not equivalent to "FREE". People need to be re-educated the most basic common sense:
There is no such thing as a free lunch
Thus, I believe that in order to improve a country or a company, we should always award our scarce resource (such as money) to the high productivity ones, instead of every one. That's all for today. More fascinating articles and sharing will be updated from time to time in Xaivier Blog. So, you are welcome to subscribe our feed, look at our sitemap or simply visit our Homepage for latest sharing.

Written by: Xaivier Chia

(P/S: The above sharing is solely based on personal insight. Please do not take it seriously. However, your valuable feedback are very welcome.)


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