How to Exempt PTPTN Loan / Convert It to Scholarship

As you all probably know, undergraduate with "First Class Honours" is not required to pay PTPTN loan and can convert it as scholarship. If undergraduates who hope to exempt PTPTN loan, one simple thing can do is do your role as students and get first class at the end of the Undergraduate Degree Journey.

All latest information about this exemption scheme can be found in PTPTN official website. Basically, all we need to do is to prove a official letter, a verified copy of the degree certificate, and a verified copy of transcript. But for those from private university, a verified copy of program accreditation is required; and for those the degree certificate does not mention about "First Class Honours ", a verification letter is required to prove the certificate is equivalent to "First Class Honours" status.

After all documents mentioned above are prepared, applicants can send them to the address as shown below:

Perbadanan Tabung Pendidikan Tinggi Nasional

Lot G2, Tingkat Bawah

Wisma Chase Perdana Off Jalan Semantan

Damansara Heights 50490 Kuala Lumpur

(u.p: Cik Noorzila Bt Yaacob

Note: This scheme only for the successful loan applicants before 01 July 2005 / the loan applicants who are going to finish their undergraduate degree after January 2010.

A Malay Version, which can found from PTPTN official forum, of this procedure is shown below:

"Untuk makluman, pengecualian bayaran balik pinjaman hanya akan dipertimbangkan kepada peminjam yang mendapat Ijazah Sarjana Muda Kelas Pertama sahaja ( Kelulusan pinjaman sebelum 01 Julai 2005 / tamat pengajian bermula Januari 2010). Sekiranya CGPA yang diperolehi peminjam dikategorikan oleh IPT kelas pertama maka peminjam layak untuk dipertimbangkan pengecualian bayaran balik pinjaman.

Peminjam boleh menghantar permohonan dengan menyertakan pekara berikut :
1. Surat rasmi permohonan pengecualian bayaran balik.
2. Salinan ijazah yang disahkan benar oleh pendaftar/penolong pendaftar bahagian akademik universiti sahaja.
3. Salinan transkrip yang disahkan benar oleh pendaftar/penolong pendaftar bahagian akademik universiti sahaja.
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4. Surat pengesahan keputusan setaraf kelas pertama jika tiada perkataan kelas pertama tertulis pada ijazah.
5. Salinan sijil akreditasi dari Lembaga Akreditasi Negara bagi pelajar dibawah institusi pengajian tinggi swasta.
 

 

 

Kegagalan peminjam untuk memenuhi kesemua kriteria di atas , permohonan tidak akan diproses.

 

Permohonan peminjam boleh dihantar ke alamat berikut :

Perbadanan Tabung Pendidikan Tinggi Nasional
Lot G2, Tingkat Bawah
Wisma Chase Perdana Off Jalan Semantan
Damansara Heights 50490 Kuala Lumpur
(u.p: Cik Noorzila Bt Yaacob)" (Source: PTPTN Forum)

Education is not merely a paper to apply a high pay job, but also a journey to learn and to cultivate a strong personality and creative & critical thinking. The time for complaint is useless and make yourself weak. Good luck and happy study for who still a learner. That's all for today. Feel free to give me a comment about this topic or any suggestion about Xaivier Blog. It will be a great support to Xaivier Blog.

Written by: Xaivier Chia

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Example of Surat Rasmi

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YOUR NAME

YOUR ADDRESS

DATE

Unit Penguatkuasaan dan Kutipan Balik,

Bahagian Pinjaman pelajar,

Perbadanan Tabung Pendidikan Tinggi Nasional,
Lot G2, Tingkat Bawah, Wisma Chase Perdana,
Off Jalan Semantan,
Damansara Heights,
50490, Kuala Lumpur.

Tuan / Puan,

Memohon Pengecualian Bayaran bagi Ijazah Kepujian Kelas Pertama

Merujuk kepada perkara di atas, saya, YOUR NAME, No KP : xxxxxx-xx-xxxx graduat dari YOUR UNIVERSITY NAME ingin memohon pengecualian bayaran bagi ijazah kepujian kelas pertama.

Untuk pengetahuan Tuan / Puan, saya menamatkan pengajian saya dalam PROGRAM NAME di UNIVERSITY NAME dengan PNGK 4.0. Lampiran yang disertakan bersama dengan surat ini adalah salinan ijazah dan salinan transkrip yang telah disahkan oleh penolong pendaftar dari Bahagian Akademik.

Untuk memudahkan rujukan oleh Tuan / Puan, saya menyertakan bersama nombor rujukan PTPTN iaitu PTPTN/SPP/x/20xx/0x/xxxxx.

Saya mendahului dengan ucapan ribuan terima kasih kepada pihak Tuan / Puan atas jasa baik Tuan / Puan.


Sekian.

Yang Benar,

_________________

(YOUR NAME)

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(P/S: Please refer to PTPTN Official Website or Forum for latest updates or information)

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Frequently Asked Questions (FAQ)

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1. Is there any other way to find out my nombor rujukan? / Where to get the ptptn reference number ? sspn ?
• The reference number can be found in PTPTN offer letter.
• If the offer letter is lost, another way is to call PTPTN about this matter.
   
2.  Normally how long ptptn takes to reply/inform my status whether success/fail??
• According to my previous experience: I received an acknowledgement letter from PTPTN (around 2~3 month) first, then I received another letter about the status of my application for another 4~6 months. (Sorry, I have forgetten the exact duration.)
   
3. All the documents have to verified by "pendaftar/penolong pendaftar bahagian akademik universiti"?
• All the duplicated results and certificate are required to be verified by "pendaftar/penolong pendaftar bahagian akademik universiti".
  

   

  There are only one "pendaftar" and maybe two~three "penolong pendaftar" in "pendaftar bahagian akademik universiti".

   

  FYI, "pendaftar bahagian akademik universiti" is where you will be given your hard copy certificate after your convocation ceremony. After that, you need to go to photocopy one set, then pass them back to "pendaftar bahagian akademik" for verification together with original certificate.
4. What is PNGK 4.0?
• PNGK (In Malay) = GPA (English)
5.  Is a recommendation letter required?
1. Personally, I do not think it is necessary to include a recommendation letter. This is because this PTPTN loan exemption is for ALL students who achieve First Class Honor in their undergraduate study.
6.  Is the information in this post always up-to-date?
• No. This post simply records and shares our previous experience. Therefore, for the sake of avoiding major mistakes, please refere to No. 7. for latest information.
7. More information and source needed?
• BORANG AKUAN PELAJAR
• http://www.ptptn.gov.my/docs/AKUAN%20PELAJAR%20KELAS%20PERTAMA-300610.pdf
• For more information, please visit PTPTN official website
• http://www.ptptn.gov.my/web/guest/pembiayaan/pengecualian
• PTPTN forum.
• A friendly PTPTN staff is available to give you latest answer about this application
• http://app.mohe.gov.my/forum/index.php?sid=c85d9c35daa0b0d8bc3b932a8c7dca0c 
• Exemption from Loan Repayment - Q&A from PTPTN:
• http://www.ptptn.gov.my/web/english/FAQ-english/repayment/exemption

Other questions:

What if I have already received the "letter of instruction to repay" by PTPTN before I receive the letter about the status of my loan repayment exemption application? Should I make the repayment first? Did it happen to you? i hope u can give me advice on this. (asked by XUXUN)


•  Apparently, you have three options:
  1. Ignore the repayment matter.
  
  2. Pay back some money based on instruction as donation to ptptn.
  
  3. Pay back some money based on instruction, then claim them back once you have been awarded loan exemption. I am no idea about the procedure to claim back those money. But, probably, it will take time and need you to prepare some documents.
  
  In fact, all graduates (who have ptptn loan) should start pay back their loan once they have income. The instruction letter is just a reminder or a guidance.
  
  Therefore, for me, I prefer the first option to avoid unnecessary trouble. However, ptptn may require you to pay some interest, if any (I guess only). But it is still much better than option 2 and 3 (unless you want to do some donation).
•  
Usually we get our degree certificate after our convocation right? Is there anyway to apply the for the exemption before that period (such as get any documents? temporary certicate to prove you graduate with first honour?). Convocation is around Oct 2012 and I got my final result in May. Afraid cannot apply that exemption in time and have to pay back the loan, or not eligible to apply for the exemption if delay too long.


• Actually, I also got my certificate around September eventhough I got my result around May previously. Therefore, I believe that it should be a common situation for most local graduates.
  

  In addition, supposedly, you are given one year to apply this application.

  Before you receive certificate, you can get preparation first, so that you can mail all documents immediately once you get your certicate.

  Since it is quite time-consuming to prepare those documents, it is better to mail them via postlaju or post-daftar to avoid any unnecassry potential issue.
Can anyone post an example of Letter of certification of first class? My degree certificate did not Hv the words "First Class"... I just went to ask my university academic division for the letter of certification of first class...they ask me to write myself and then get certified from them...how shud i write the letter?


• Although I also no idea about the letter, I think all you need to do is write a format letter with at least the information of the following draft letter in Malay:
  
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  From: Your university academic division (Full address)
  To: PTPTN (Full address) DATE(Left)
  
  Greeting.
  
  Title: "pengesahan keputusan setaraf kelas pertama"
  This is to certify that NAME, IC, has been awarded the "First Class Honor Degree" from UNIVESITY NAME in YEAR.
  
  For any inquiry, please contact "STAFF of Your university academic division" via TEL NO or EMAIL ADDRESS.
  
  Yours faithfully,
  (SIGN by DEPUTY REGISTAR)
  (OFFICIAL STAMP)
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I have apply for the exemption but still didnt get any reply after wait for 2 months, is there any futher step i need to take or the application fail already?


• I think you should make sure PTPTN has received your application first.
  
  Actually, I forget how long I was waiting last time. Supposedly, it took around 4~6 months for me to receive the "good news" from PTPTN officially via mail.
  
  After ensuring PTPTN is processing your application, you can just focus on your daily life and wait for "good news" as long as you are eligible for the exemption.

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Updated (Dec 2011):
1. BORANG AKUAN PELAJAR
http://www.ptptn.gov.my/docs/AKUAN%20PELAJAR%20KELAS%20PERTAMA-300610.pdf

2. For more information, please visit PTPTN official website.
http://www.ptptn.gov.my/web/guest/pembiayaan/pengecualian

alternative link: http://www.ptptn.gov.my/web/guest/bayaran-balik/pengecualian
(p/s: Thanks for Arthas Lim for sharing this alternative link on Nov 2013)

Updated (July 2012):
- Minor grammer correction for the sample letter.

Updated (Nov 2012):
- Summarised FAQ.

Updated (Dec 2012):
- Updated FAQ.

Updated (Feb 2013):
- Official Information regarding the conversion of PTPTN to scholarship starting on 1 Jan 2010 and onwards:
http://www.ptptn.gov.my/docs/Pekeliling/1-2010.pdf
(p/s: Thanks for Taren for highlighting this document on 25/2/2013)

All the best for all applicants.

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